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	<title>We&#039;re Listening</title>
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	<link>http://www.wearelistening.com.au</link>
	<description>Companion Credit Union Blog site</description>
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		<title>5 simple reasons why you should switch to online e-statements</title>
		<link>http://www.wearelistening.com.au/2012/02/5-simple-reasons-why-you-should-switch-to-online-e-statements/</link>
		<comments>http://www.wearelistening.com.au/2012/02/5-simple-reasons-why-you-should-switch-to-online-e-statements/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 22:30:28 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Money Expert]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=2053</guid>
		<description><![CDATA[Get serious about becoming a leader in the fight against climate change and join the journey. There are many simple and easy things we can all do to reduce our carbon footprint and registering for e-statements is one of them! Most major organisations offer online or email statements/billing options.  If you haven’t already made the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/02/paper-stack2.jpg"><img class="alignleft size-thumbnail wp-image-2059" title="paper stack" src="http://www.wearelistening.com.au/wp-content/uploads/2012/02/paper-stack2-150x150.jpg" alt="" width="150" height="150" /></a>Get serious about becoming a leader in the fight against climate change and join the journey. There are many simple and easy things we can all do to reduce our <a href="http://www.communitycps.com.au/calculators/carbon.aspx" target="_blank">carbon footprint</a> and registering for e-statements is one of them!</p>
<p>Most major organisations offer online or email statements/billing options.  If you haven’t already made the switch this is a really simple step you can take to reduce your impact on the environment. It’s amazing just how much paper is used to produce statements.</p>
<p>Ask your financial institution to switch you to online statements now.</p>
<ol>
<li>It&#8217;s convenient! You can view or print your e-statements any time you choose.</li>
<li>It’s simple! You will receive an email when your e-statement is ready to view online.  </li>
<li>It&#8217;s fast! Your e-statement is available before paper statements get through snail mail.</li>
<li>It&#8217;s secure! Your e-statement will not be lost or stolen in the mail.</li>
<li>It’s environmentally friendly! Reduces paper waste.</li>
</ol>
<p>We know we can all do more. Embrace the change and take your first and simple step towards reducing your paper consumption, <a href="http://www.communitycps.com.au/estatements" target="_blank">register for eStatments today.</a></p>
<p>Ross</p>
<p>Environment Management System Committee Chair</p>
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		<title>#1 Clubs, Groups &amp; Charities Fundraiser Tool for 2012</title>
		<link>http://www.wearelistening.com.au/2012/02/1-clubs-groups-charities-fundraiser-tool-for-2012/</link>
		<comments>http://www.wearelistening.com.au/2012/02/1-clubs-groups-charities-fundraiser-tool-for-2012/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 23:05:19 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Money Expert]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=2037</guid>
		<description><![CDATA[We know you have spent many Saturdays turning sausages for your local footy team or filling your freezer with pies or lamingtons after the inaugural bake sale. Now there is an easier way to fundraise for your local not-for-profit club, group or charity- the Community Reward Account. This account takes the average annual balance of [...]]]></description>
			<content:encoded><![CDATA[<p>We know you have spent many Saturdays turning sausages for your local<a href="http://www.wearelistening.com.au/wp-content/uploads/2012/02/Community-Rewards-Acc3.jpg"><img class="alignright size-medium wp-image-2050" title="Community Rewards Acc" src="http://www.wearelistening.com.au/wp-content/uploads/2012/02/Community-Rewards-Acc3-300x83.jpg" alt="" width="300" height="83" /></a> footy team or filling your freezer with pies or lamingtons after the inaugural bake sale.</p>
<p>Now there is an easier way to fundraise for your local not-for-profit club, group or charity- the <a href="http://www.communitycps.com.au/community_reward_saving/" target="_blank">Community Reward Account.</a></p>
<p>This account takes the average annual balance of all <a href="http://www.communitycps.com.au/community_reward_saving/" target="_blank">Community Reward Accounts</a> nominating your club, group or charity as the beneficiary, and donates up to 1.5% of this balance directly to your registered organisation!</p>
<p><strong>How to benefit: </strong></p>
<ol>
<li>Find out about becoming a recipient for the <a href="http://www.communitycps.com.au/community_reward_saving/" target="_blank">Community Reward Account</a>*.</li>
<li>Register your club, group or charity as a recipient.</li>
<li>Encourage all of your members and supporters to open an account to support your club, group or charity.</li>
<li>At the end of each financial year the amount raised is deposited straight to your registered organisation.</li>
</ol>
<p><strong>What your supporters need to do: </strong></p>
<ol>
<li>Open a <a href="http://www.communitycps.com.au/community_reward_saving/" target="_blank">Community Reward Account.</a></li>
<li>Select your club, group or charity to receive the benefits.</li>
<li>Start saving!</li>
<li>Be happy knowing they are supporting their favourite club, group or charity.</li>
</ol>
<p><strong>We know it works: </strong></p>
<p>Over the past few years many clubs, groups and charities have been recipients of this account with great success.  In 2011 approx. $150,000 was donated to registered organisations.</p>
<p>This could easily be your not-for-profit club, group or charity!</p>
<p>Luke &#8211; Product &amp; Segment Analyst</p>
<p>&nbsp;</p>
<address>*Only available within our <a href="http://www.communitycps.com.au/aspx/locate_us.aspx" target="_blank">Branch network</a>. Full terms, conditions, fees and charges are available in the <a href="http://www.communitycps.com.au/aspx/forms.asp" target="_blank">Product Guide and Fees and Charges booklets </a><br />
(<a href="http://www.communitycps.com.au" target="_blank">communitycps.com.au</a>).  These booklets are available on request, on the <a href="http://www.communitycps.com.au" target="_blank">website</a> and will be provided at the time of acquiring the product.  Before acquiring the product you should consider if the product is appropriate for you.</address>
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		<title>Fundraiser movie night (Gawler SA)</title>
		<link>http://www.wearelistening.com.au/2012/02/fundraiser-movie-night-gawler-sa/</link>
		<comments>http://www.wearelistening.com.au/2012/02/fundraiser-movie-night-gawler-sa/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 04:32:18 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[South Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=2028</guid>
		<description><![CDATA[Hi everyone, as you may know from a previous post, my name is Angelique and I’m participating in this year’s CUFA (Credit Union Foundation of Australia) Fijian Leadership Challenge. I’m very excited about being given the opportunity to volunteer in Fiji and I’m running all sorts of fundraising activities to raise $3,300 I need to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/02/movie.jpg"><img class="alignleft size-thumbnail wp-image-2029" title="movie" src="http://www.wearelistening.com.au/wp-content/uploads/2012/02/movie-150x150.jpg" alt="" width="150" height="150" /></a>Hi everyone, as you may know from a <a href="http://www.wearelistening.com.au/2012/01/cufa-fijian-leadership-challenge-2012/" target="_blank">previous post</a>, my name is Angelique and I’m participating in this year’s CUFA (Credit Union Foundation of Australia) Fijian Leadership Challenge. I’m very excited about being given the opportunity to volunteer in Fiji and I’m running all sorts of fundraising activities to raise $3,300 I need to participate. Last week I ran a cupcake stall at the <a href="http://www.communitycps.com.au/aspx/about_map.aspx?branchid=2">Gawler Community CPS branch</a> and raised just over $230! I baked as many as physically possible &amp; sold them all but one, which my little boy ended up eating &#8211; it was a good effort!</p>
<p>I am holding a Fundraiser movie night in the coming weeks at the Gawler Cinema on Monday13<sup>th</sup>of February.  So, if you’re in Adelaide or the Gawler region come along. It’s at 630pm for a 730pm start. The movie is the Descendants with George Clooney! Tickets cost $30 and must be purchased before the evening through myself at <a href="mailto:ajoy@communitycps.com.au">ajoy@communitycps.com.au</a></p>
<p>Come alone, with a friend or bring a group ! This is a great opportunity to catch up, see a great movie and help raise much needed funds <a href="http://www.facebook.com/events/222761897810695/?context=create">http://www.facebook.com/events/222761897810695/?context=create</a></p>
<p>Thank you to everyone for their support. Hope to see you. ^AJ</p>
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		<title>Are you bushfire ready?</title>
		<link>http://www.wearelistening.com.au/2012/02/are-you-bushfire-ready/</link>
		<comments>http://www.wearelistening.com.au/2012/02/are-you-bushfire-ready/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 21:48:47 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Money Expert]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=2016</guid>
		<description><![CDATA[Record rainfall last year has resulted in a blanket of grass transforming large parts of Australia, which could prove to be a significant fuel source for bushfires this summer. ¹ Now is the time to take some precautionary steps to protect your home and loved ones before a bushfire threat develops and ensure your Home [...]]]></description>
			<content:encoded><![CDATA[<p dir="ltr" align="left"><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/02/bushfire.jpg"><img class="alignleft size-thumbnail wp-image-2021" title="grassfire closeup" src="http://www.wearelistening.com.au/wp-content/uploads/2012/02/bushfire-150x150.jpg" alt="" width="150" height="150" /></a>Record rainfall last year has resulted in a blanket of grass transforming large parts of Australia, which could prove to be a significant fuel source for bushfires this summer. ¹</p>
<p dir="ltr" align="left">Now is the time to take some precautionary steps to protect your home and loved ones before a bushfire threat develops and ensure your <a href="http://www.communitycps.com.au/aspx/home_and_contents.aspx" target="_blank">Home Building and Contents Insurance</a> is up to date and that it provides enough cover to replace your home and all its contents should the unthinkable happen.</p>
<p dir="ltr" align="left">Here are a few simple measures you can take:</p>
<ul>
<li>Regularly clean leaves from gutters and downpipes;</li>
<li>Keep woodpiles and other flammable materials well away from the house;</li>
<li>Trim any long grass or dense scrub near your property;</li>
<li>If possible, have a 20 metre safety buffer around your home free of rubbish;</li>
<li>Take time with your family to sit down and develop a plan, ensuring all family members know what to do in the event of a fire;</li>
<li>Consider purchasing a portable pump to use from your swimming pool or water tank;</li>
<li>Have a first aid kit and protective clothing ready should fire approach. </li>
</ul>
<p dir="ltr" align="left">These simple steps can make all the difference in protecting your home, business and family from a fire. And, if you are unsure whether your insurance is up to date or if it provides enough cover, <a href="http://www.wearelistening.com.au/were-listening/" target="_blank">talk to us</a> or use our <a href="http://homebuilding.cordell.com.au/index.php?c=survey&amp;profile=22&amp;restart=1" target="_blank">Home Building Replacement Cost Calculator</a> or <a href="http://www.homecontents.com.au/index.php?c=web_intro&amp;profile=allianz" target="_blank">Home Contents Replacement Cost Calculator </a>which can help you estimate the full replacement value of your home and contents.</p>
<p dir="ltr" align="left">Stay safe. ^Derek, Insurance Manager</p>
<p dir="ltr" align="left"> </p>
<address dir="ltr">1 http://watoday.domain.com.au/real-estate-news/be-prepared-for-bad-bushfires-says-emergency-service-20101028-174hh.html</address>
<address dir="ltr">Our insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. Community CPS Australia Ltd (incorporating United Community, Companion Credit Union and Wagga Mutual Credit Union), AFSL 237856 ABN 15 087 651 143 acts as an agent of Allianz and not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. Before making a decision about this insurance please refer to the relevant Product Disclosure Statement available on 13 25 85 or <a href="http://www.communitycps.com.au/"><span style="font-family: Calibri; font-size: small;"><span style="font-family: Calibri; font-size: small;">www.communitycps.com.au</span></span></a><span style="font-family: Calibri; font-size: small;">.</span></address>
<address dir="ltr">Sydney Morning Herald, 29/10/2011 &#8211; After the floods, grassy plains fuel fears &#8211; <a href="http://www.smh.com.au/environment/conservation/after-the-floods-grassy-plains-fuel-fears-20111028-1mo2l.html#ixzz1jDMCq1V8">http://www.smh.com.au/environment/conservation/after-the-floods-grassy-plains-fuel-fears-20111028-1mo2l.html#ixzz1jDMCq1V8</a></address>
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		<title>Wagga Mutual Junior Sports Scholarship Program</title>
		<link>http://www.wearelistening.com.au/2012/01/wagga-mutual-junior-sports-scholarship-program/</link>
		<comments>http://www.wearelistening.com.au/2012/01/wagga-mutual-junior-sports-scholarship-program/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 02:35:51 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Riverina Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1974</guid>
		<description><![CDATA[Wagga Mutual in partnership with Xceler8 Fitness Centre, are proud to announce the winners of the 2011/2012 Wagga Mutual Credit Union Junior Sports Scholarship. The program is designed to help local junior athletes aged 12 to 17 years take the next step in their chosen field of sport. Following the success of the inaugural program [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: Times New Roman; font-size: small;"><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/xler8-wagga-mutual.jpg"><img class="alignleft size-thumbnail wp-image-1978" title="xler8 wagga mutual" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/xler8-wagga-mutual-150x150.jpg" alt="" width="150" height="150" /></a></span></p>
<p>Wagga Mutual in partnership with Xceler8 Fitness Centre, are proud to announce the winners of the 2011/2012 Wagga Mutual Credit Union Junior Sports Scholarship.</p>
<p>The program is designed to help local junior athletes aged 12 to 17 years take the next step in their chosen field of sport. Following the success of the inaugural program in 2010/2011, this year more than 100 scholarship applications were received.</p>
<p>First prize, a sponsorship package valued at $2,700 including an account at Wagga Mutual Credit Union with $1000, was awarded to Kaitlin Jeffries. The 17-year-old taekwondo specialist is a rising star who was recently selected to compete at the Taekwondo World Titles in Czechoslovakia.</p>
<p>The following scholarship winners also received sponsorship funds from Wagga Mutual to be used for their future sporting development:-</p>
<p>James Hay &#8211; athletics national champion, Jake Brooker &#8211; junior cyclist, Caleb Noble –local Ganmain triathlete and Andrew Emery – talented junior AFL footballer.</p>
<p>The program was an outstanding initiative that supports the development of local junior sporting talent. We are very proud to be associated with Xceler8 and to put our support behind the scholarship program. We are committed to helping the Wagga Wagga community grow and this program is one way we can do this, by offering some of our community’s most talented junior sportspeople a helping hand to pursue their sporting careers.</p>
<p>Congratulations to everyone and we wish you all every success in your future sporting endeavours.</p>
<p>Andrew &#8211; Wagga Mutual Regional Manager</p>
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		<title>Land Rent Scheme eases Canberra’s housing affordability</title>
		<link>http://www.wearelistening.com.au/2012/01/land-rent-scheme-eases-canberras-housing-affordability-bottleneck/</link>
		<comments>http://www.wearelistening.com.au/2012/01/land-rent-scheme-eases-canberras-housing-affordability-bottleneck/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:14:01 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Money Expert]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1902</guid>
		<description><![CDATA[In partnership with the ACT Government, we developed and implemented the Australian Capital Territory’s Land Rent Scheme two years ago now. The aim of the scheme is to offer the local community home loans  for houses built on land rented from the ACT Government. The Scheme is becoming increasingly popular, particularly with first homebuyers and [...]]]></description>
			<content:encoded><![CDATA[<p align="left"><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/home-loan-affordability.jpg"><img class="alignleft size-thumbnail wp-image-1908" title="home loan affordability" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/home-loan-affordability-150x150.jpg" alt="home loan affordability" width="150" height="150" /></a>In partnership with the ACT Government, we developed and implemented the Australian Capital Territory’s Land Rent Scheme two years ago now. The aim of the scheme is to offer the local community <a href="http://www.communitycps.com.au/aspx/home_loans.aspx" target="_blank"><span style="font-family: Arial; font-size: small;"><span style="font-family: Arial; font-size: small;">home loans</span></span></a>  <span style="font-family: Arial; font-size: small;">for houses built on land rented from the ACT Government.</span></p>
<p align="left">The Scheme is becoming increasingly popular, particularly with first homebuyers and young families. Because buyers only need to borrow the money for the house and not the land, it reduces the deposit required substantially. Without the Scheme the dream of owning a home would remain elusive for many.</p>
<p align="left">As a mutually owned organisation housing affordability is an issue very close to our hearts, and we are pleased that, together with the ACT Government, we can help more people to break out of the rent-cycle and get into their own home sooner.</p>
<p align="left">So far we have approved land rent loans to the value of $40 million, with loans advanced approaching $10million.</p>
<p align="left">Wayne – Chief Financial Officer</p>
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		<title>CUFA Fijian Leadership Challenge 2012</title>
		<link>http://www.wearelistening.com.au/2012/01/cufa-fijian-leadership-challenge-2012/</link>
		<comments>http://www.wearelistening.com.au/2012/01/cufa-fijian-leadership-challenge-2012/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 00:13:45 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[South Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1894</guid>
		<description><![CDATA[My employer Community CPS Australia has sponsored me to attend the CUFA (Credit Union Foundation of Australia) Fijian Leadership Challenge 2012. To participate in the Leadership Challenge I need to fundraise $3,300. The Leadership Challenge entails participating in over 100 volunteering hours with local Fijian communities, teaching sound economic practices to ensure these villages are [...]]]></description>
			<content:encoded><![CDATA[<p dir="ltr" align="left"><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/cufa-challenge-Angel.jpg"><img class="alignleft size-thumbnail wp-image-1898" title="Angelique Joy " src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/cufa-challenge-Angel-150x150.jpg" alt="Angelique Joy " width="150" height="150" /></a>My employer <a href="http://www.communitycps.com.au" target="_blank">Community CPS Australia</a> has sponsored me to attend the <a href="http://www.cufa.com.au/service/program-sub-page-menu/35/program" target="_blank">CUFA (Credit Union Foundation of Australia) Fijian Leadership Challenge 2012.</a></p>
<p dir="ltr" align="left">To participate in the Leadership Challenge I need to fundraise $3,300.</p>
<p dir="ltr" align="left">The Leadership Challenge entails participating in over 100 volunteering hours with local Fijian communities, teaching sound economic practices to ensure these villages are self sustainable. Concepts such saving &amp; budgeting are not widely understood in some communities, and my involvement will assist these locals with a positive economic future and ‘make them smile’.</p>
<p dir="ltr" align="left">As part of my fundraising I will be raffling off a BBQ, you can purchase a ticket at our <a href="http://www.communitycps.com.au/aspx/about_map.aspx?branchid=9" target="_blank">Salisbury Branch</a>.</p>
<p dir="ltr" align="left">All profits will be donated to CUFA &amp; the Fijian Leadership Challenge.</p>
<p dir="ltr" align="left"><strong>Want to help online?</strong></p>
<p dir="ltr" align="left">Please share, retweet or post this story to your facebook and spread the word. You can also donate securely <a href="http://www.everydayhero.com.au/angelique_joy" target="_blank">online</a>, donations of $2.00 or more are tax deductible.</p>
<p dir="ltr" align="left"><a href="http://www.everydayhero.com.au/angelique_joy" target="_blank">Donate here!</a></p>
<p dir="ltr" align="left">Thankyou in advance for your generosity and assistance.</p>
<p dir="ltr" align="left">Angelique Joy</p>
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		<title>Day Care Assistant (Newcastle NSW)</title>
		<link>http://www.wearelistening.com.au/2012/01/day-care-assistant-newcastle-nsw/</link>
		<comments>http://www.wearelistening.com.au/2012/01/day-care-assistant-newcastle-nsw/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 23:10:41 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the Hunter Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1887</guid>
		<description><![CDATA[Overview: Are you someone who has heaps of energy, loves people and lives to be in a social environment? Tick all the boxes and be a day care assistant for aged care residents! Part of your day includes organising and taking part in social outings, art &#38; craft sessions, body &#38; mind aerobics and general [...]]]></description>
			<content:encoded><![CDATA[<h2 dir="ltr"><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/elderly-carer.jpg"><img class="alignleft size-thumbnail wp-image-1890" title="elderly carer" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/elderly-carer-150x150.jpg" alt="elderly carer" width="150" height="150" /></a>Overview:</h2>
<p dir="ltr">Are you someone who has heaps of energy, loves people and lives to be in a social environment? Tick all the boxes and be a day care assistant<strong> </strong>for aged care residents!</p>
<p dir="ltr">Part of your day includes organising and taking part in social outings, art &amp; craft sessions, body &amp; mind aerobics and general entertainment gathering!</p>
<h2 dir="ltr">When you’re required:</h2>
<p dir="ltr">Weekdays, negotiable times.</p>
<h2 dir="ltr">Skills required:</h2>
<p dir="ltr">Enthusiasm is key! Any training or support will be provided by the Hunter Volunteer Centre.</p>
<h2 dir="ltr">How to find out more or register:</h2>
<p dir="ltr">You can register your interest or find out more <a href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
]]></content:encoded>
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		<title>Listener &amp; Communicator for Court House (Muswellbrook NSW)</title>
		<link>http://www.wearelistening.com.au/2012/01/listener-communicator-for-court-house-muswellbrook-nsw/</link>
		<comments>http://www.wearelistening.com.au/2012/01/listener-communicator-for-court-house-muswellbrook-nsw/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 22:02:05 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the Hunter Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1874</guid>
		<description><![CDATA[Overview: We are looking for someone who has great listening and communication skills to be used in a legal setting. You will assist people with intellectual disabilities and become a communication point between them and their lawyers and any other people involved in their case. Your communication and people skills will assist people with intellectual [...]]]></description>
			<content:encoded><![CDATA[<h2><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/communicating.jpg"><img class="alignleft size-thumbnail wp-image-1880" title="communicating" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/communicating-150x150.jpg" alt="Listener &amp; Communicator for Court House" width="150" height="150" /></a>Overview:</h2>
<p dir="ltr">We are looking for someone who has great listening and communication skills to be used in a legal setting.</p>
<p>You will assist people with intellectual disabilities and become a communication point between them and their lawyers and any other people involved in their case. Your communication and people skills will assist people with intellectual disabilities understand what is happening and what is required of them.</p>
<p>You will play a key role in the legal process and are of your dealings will require a degree of confidentiality.</p>
<h2 dir="ltr">When you&#8217;re required:</h2>
<p dir="ltr">Weekdays or when required.</p>
<h2 dir="ltr">Skills required:</h2>
<p dir="ltr">Listening and communication skills are essential. No legal experience necessary.</p>
<h2 dir="ltr">How to find out more or register:</h2>
<p dir="ltr">You can register and interest or find out more <a href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
]]></content:encoded>
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		<title>Volunteers for CLIPSAL 500! (Adelaide SA)</title>
		<link>http://www.wearelistening.com.au/2012/01/volunteers-for-clipsal-500-adelaide-sa/</link>
		<comments>http://www.wearelistening.com.au/2012/01/volunteers-for-clipsal-500-adelaide-sa/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 21:43:51 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in South Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1866</guid>
		<description><![CDATA[(please note all positions have been filled) Overview: The Juvenile Diabetes Research Foundation are looking for enthusiastic volunteers for a variety of roles including donation collection, merchandise sales, golf cart taxi drivers or you could even get to be the MASCOT at this years CLIPSAL 500! Not only will you be supporting a great cause [...]]]></description>
			<content:encoded><![CDATA[<h2><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/clipsal-logo.jpg"><img class="alignleft size-thumbnail wp-image-1867" title="clipsal logo" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/clipsal-logo-150x150.jpg" alt="Clipsal" width="150" height="150" /></a></h2>
<p><strong>(please note all positions have been filled)</strong></p>
<h2>Overview:</h2>
<p>The Juvenile Diabetes Research Foundation are looking for enthusiastic volunteers for a variety of roles including donation collection, merchandise sales, golf cart taxi drivers or you could even get to be the MASCOT at this years CLIPSAL 500!</p>
<p dir="ltr">Not only will you be supporting a great cause but you will also get the chance to take in the race car action and even watch the live concerts after your shift!</p>
<h2 dir="ltr">When you’re required:</h2>
<p dir="ltr">Thursday, 1<sup>st</sup> March 2012<em> </em> 7.30am-2pm or 1.30pm-8pm</p>
<p dir="ltr">Friday, 2<sup>nd</sup> March 2012<em> </em> 7.30am-2pm or 1.30pm-8pm</p>
<p>Saturday, 3<sup>rd</sup> March 2012<em> </em> 7.30am-2pm or 1.30pm-8pm</p>
<p>Sunday, 4<sup>th</sup> March 2012<em> </em> 7.30am-2pm or 1.30pm-8pm</p>
<h2 dir="ltr">Skills required:</h2>
<p dir="ltr">You must be 18 or over to apply and be prepared to have a great day!</p>
<p><strong>(please note all positions have been filled)</strong></p>
]]></content:encoded>
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		<title>Managing the Christmas credit card hangover</title>
		<link>http://www.wearelistening.com.au/2012/01/managing-the-christmas-credit-card-hangover/</link>
		<comments>http://www.wearelistening.com.au/2012/01/managing-the-christmas-credit-card-hangover/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 21:50:23 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Money Expert]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1856</guid>
		<description><![CDATA[It’s that moment in the New Year that so many Australians dread – the credit card statement that clearly spells out how much you’ve spent at Christmas. Many consumers get caught up in the Christmas spirit and arrive in the New Year with credit card balances they simply can’t pay off. If you’ve woken up to the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/credit-cards.jpg" target="_blank"><img class="alignleft size-thumbnail wp-image-1857" title="credit cards" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/credit-cards-150x150.jpg" alt="Credit Card" width="150" height="150" /></a></p>
<p align="left">It’s that moment in the New Year that so many Australians dread – the <a href="http://www.communitycps.com.au/aspx/credit_cards.aspx" target="_blank"><span style="font-family: Arial;">credit card</span></a> <span style="font-family: Arial;">statement that clearly spells out how much you’ve spent at Christmas.</span></p>
<p align="left">Many consumers get caught up in the Christmas spirit and arrive in the New Year with <span style="font-family: Arial;"><a href="http://www.communitycps.com.au/aspx/credit_cards.aspx" target="_blank"><span style="font-family: Arial;">credit card</span></a> <span style="font-family: Arial;">balances they simply can’t pay off.</span></span></p>
<p align="left">If you’ve woken up to the holiday debt hangover, you should focus on avoiding high interest charges, which are often much higher on credit cards, by clearing the debt as quickly as possible. If you can, clear the balance completely when due, but if you don’t have savings or the cash flow to do this, then investigate alternatives such as refinancing the debt at a lower interest rate.</p>
<p align="left">Some might have the capacity to redraw on their <span style="font-family: Arial;"><a href="http://www.communitycps.com.au/aspx/home_loans.aspx"><span style="font-family: Arial;">home loan</span></a><span style="font-family: Arial;">, where the interest rate is much lower than a </span><a href="http://www.communitycps.com.au/aspx/credit_cards.aspx"><span style="font-family: Arial;">credit card</span></a><span style="font-family: Arial;">, or consider taking out a </span><a href="http://www.communitycps.com.au/aspx/personal_loans.aspx"><span style="font-family: Arial;">personal loan</span></a><span style="font-family: Arial;">. For this strategy to succeed it is vital for consumers to increase loan repayments so the credit card portion of the owed amount is cleared as quickly as possible. Make a mini budget that allows you to repay the holiday debt over a few months, otherwise you wind up stretching a $2000 debt over a 20-year home loan, which will cost more in interest and extend the life of the debt.</span></span></p>
<p align="left">While you’re clearing the balance, be careful about how you use your <span style="font-family: Arial;"><a href="http://www.communitycps.com.au/aspx/credit_cards.aspx"><span style="font-family: Arial;">credit card</span></a><span style="font-family: Arial;"> and only spend what you can afford to repay at the end of the month.</span></span></p>
<p align="left">If you’re facing back-to-school expenses, then take advantage of any interest-free period on your <span style="font-family: Arial;"><a href="http://www.communitycps.com.au/aspx/credit_cards.aspx"><span style="font-family: Arial;">credit card</span></a><span style="font-family: Arial;">, provided you can pay the outstanding amount at the end of that period. If you don’t think you can do this, consider cheaper sources of credit, such as the home loan, but like the Christmas debt, you need to increase your repayments.</span></span></p>
<p align="left">While clearing the 2011 debt, consumers should also focus on preparing for the 2012 festive season. If you have landed in January with a nasty credit card debt, the important thing is to avoid the same thing happening next year.</p>
<p align="left">So if you know that you usually spend, say, $1500 at Christmas, then set up a <span style="font-family: Arial;"><a href="http://www.communitycps.com.au/aspx/christmas_club_account.aspx"><span style="font-family: Arial;">Christmas savings account</span></a> <span style="font-family: Arial;">where you make a $30 weekly deposit and are discouraged from withdrawing funds early. </span></span></p>
<p align="left">By preparing a plan and sticking to it and spreading the cost over the year you can avoid the pain of a large lump sum cost at Christmas.</p>
<p align="left">Wayne – Chief Financial Officer</p>
<p align="left"><a title="Disclaimer" href="http://www.wearelistening.com.au/disclaimer/">Things you should know&gt;</a></p>
]]></content:encoded>
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		<title>Find the best home loan product – with key fact sheets</title>
		<link>http://www.wearelistening.com.au/2012/01/find-the-best-home-loan-product-%e2%80%93-with-key-fact-sheets/</link>
		<comments>http://www.wearelistening.com.au/2012/01/find-the-best-home-loan-product-%e2%80%93-with-key-fact-sheets/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 00:33:00 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Money Expert]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1821</guid>
		<description><![CDATA[As of 1 January 2012, the Australian Government requires all lenders (banks, credit unions and building societies) selling standard home loans to provide consumers with a Home Loan Key Facts Sheet (HLKFS) about their standard variable and fixed rate home loans, if they ask for one. The HLKFS have to be presented in the same [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/home-loan-facts-.jpg"><img class="alignleft size-thumbnail wp-image-1824" title="Home Loan Facts" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/home-loan-facts--150x150.jpg" alt="Home Loan Facts" width="150" height="150" /></a>As of 1 January 2012, the Australian Government requires all lenders (banks, credit unions and building societies) selling standard <a href="http://www.communitycps.com.au/aspx/home_loans.aspx" target="_blank">home loans</a> to provide consumers with a <a href="http://www.communitycps.com.au/calculators/homeloankeyfactsheet.aspx" target="_blank">Home Loan Key Facts Sheet</a> (HLKFS) about their standard variable and fixed rate home loans, if they ask for one.</p>
<p>The HLKFS have to be presented in the same format and layout regardless of the lender, and are designed to enable consumers to easily compare home loans provided by different lenders.</p>
<p>The HLKFS are prepared based on consumers’ individual requirements for their loan amount, loan term and interest type (fixed or variable) and summarises information about the loan, including:</p>
<ul>
<li>The interest rate (nominal and comparison rate i.e. including fees)</li>
<li>Total amount to be repaid (including loan amount and fees)</li>
<li>Amount repaid for every $1 borrowed</li>
<li>Establishment and ongoing fees</li>
<li>Repayments per month and per year</li>
</ul>
<p>They also include information about how your monthly repayments will change if interest rates increased by one per cent and how much sooner you could repay the loan if you increased your repayments by $200 per month.</p>
<p>I’m pleased to see initiatives like this implemented that help people find the best product for their personal circumstances. Every lender uses a different language to describe its products and features it can be quite difficult for people to compare them directly to one another.</p>
<p>Buying a home is a big decision for most Australians, and they will spend a good time of their adult life paying it off – so it is very important to pick the right product. We feel the HLKFS are a great tool, empowering consumers in their choice of product without the bells and whistles distracting from the actual basic features of the loan.</p>
<p>If you’re thinking about taking out a <a href="http://www.communitycps.com.au/aspx/home_loans.aspx" target="_blank">home loan</a>, make sure you ask for a <a href="http://www.communitycps.com.au/calculators/homeloankeyfactsheet.aspx" target="_blank">HLKFS</a> from several lenders to enable you to shop around for the best deal. Financial institutions are also required to make the <a href="http://www.communitycps.com.au/calculators/homeloankeyfactsheet.aspx" target="_blank">HLKFS</a> available on their <a href="http://www.communitycps.com.au/calculators/homeloankeyfactsheet.aspx" target="_blank">website</a> if they provide information about home loans or enable home loan applications online. You’ll find ours here:-</p>
<p><a href="http://www.communitycps.com.au/calculators/homeloankeyfactsheet.aspx">http://www.communitycps.com.au/calculators/homeloankeyfactsheet.aspx</a></p>
<p> Wayne – Chief Financial Officer</p>
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		<title>Registered to volunteer, but what’s next?</title>
		<link>http://www.wearelistening.com.au/2012/01/you-have-registered-your-interest-for-a-volunteering-position-but-what%e2%80%99s-next/</link>
		<comments>http://www.wearelistening.com.au/2012/01/you-have-registered-your-interest-for-a-volunteering-position-but-what%e2%80%99s-next/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 04:02:41 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Volunteer]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1811</guid>
		<description><![CDATA[Our aim is to make to make the volunteering experience enjoyable even before you start volunteering! Once you submit your interest in a volunteering role, you will be contacted by the volunteering organisation who will inform you of the next steps to be taken. Some positions require an interview process before selection to ensure this [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/volunteer-sign-up.jpg"><img class="alignleft size-thumbnail wp-image-1812" title="volunteer sign up" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/volunteer-sign-up-150x150.jpg" alt="What next?" width="150" height="150" /></a>Our aim is to make to make the volunteering experience enjoyable even before you start volunteering!</p>
<p align="left">Once you submit your interest in a volunteering role, you will be contacted by the volunteering organisation who will inform you of the next steps to be taken. Some positions require an interview process before selection to ensure this position will not only benefit the organisation but you too!</p>
<p align="left">If a police check is required the organisation will assist you in sourcing the correct application. Usually Police checks are required for regular volunteering roles with children or the disabled, one off volunteering roles do not normally require a police check.</p>
<p>During or after your volunteering experience we will contact you for feedback on your volunteering experience so we can share on our blog and social media how rewarding volunteering really is.</p>
<p>Remember anyone can volunteer, and if you cannot find a role that suits please <span style="font-family: Arial;"><span style="font-family: Arial; color: #3366ff;"><span style="font-family: Arial; color: #3366ff;"><a href="http://www.wearelistening.com.au/were-listening/">contact us</a></span></span><span style="font-family: Arial;"> and we will help find one specific to you. </span></span></p>
<p align="left"><a href="http://www.wearelistening.com.au/category/volunteer/">View current Volunteer Vacancies</a>.</p>
<p align="left">^MM</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>Give your accounts a health check!</title>
		<link>http://www.wearelistening.com.au/2012/01/give-your-accounts-a-health-check/</link>
		<comments>http://www.wearelistening.com.au/2012/01/give-your-accounts-a-health-check/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 23:47:46 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Money Expert]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1805</guid>
		<description><![CDATA[The start of the year is an ideal time to give your bank accounts a quick health check.  You may have made a certain New Year resolution such as getting out of debt or buying a house, or you simply may want to ensure you are receiving the maximum benefits out of your current situation.  [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/account-health-check-original.jpg"><img class="alignleft size-thumbnail wp-image-1806" title="account health check original" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/account-health-check-original-150x150.jpg" alt="Account health check" width="150" height="150" /></a>The start of the year is an ideal time to give your bank accounts a quick health check. </p>
<p>You may have made a certain New Year resolution such as getting out of debt or buying a house, or you simply may want to ensure you are receiving the maximum benefits out of your current situation.  Either way, regular reviews of your bank accounts can provide you with valuable extra savings.</p>
<p>If the New Year has also coincided with a change to your personal and lifestyle circumstances, reviewing your bank accounts is even more important. You may have started a new job, bought or are buying a house, started or plan on starting a family or be retiring from work.  </p>
<p>These, and similar changes, may alter your day to day banking behaviour and needs.  For example, they  may alter the way you transact on your account, the amount and frequency of deposits and direct credits which you receive, or if withdrawals and direct debits coming from your account.  This could change the amount of fees you are charged and the interest you may earn.</p>
<p>Reviewing your accounts will ensure that you:</p>
<ul>
<li>have the right account for your banking needs;</li>
<li>are not paying any unnecessary bank fees; and</li>
<li>have the best savings options to maximise the interest which you can earn.</li>
</ul>
<p>To get started, review your bank statements for the past few months.  This can be easily done by reviewing your transaction history or e-statements within Internet Banking.  Check to see what fees you have been charged at the end of each month.  If you have been charged excess fees and/or don’t understand the fees you have been charged, contact us so we can explain how you can minimise your fees each month and check to ensure the account(s) you have best suits your current needs.</p>
<p>Interested in maximising the interest you earn?  Many people hold large, excess balances in everyday access accounts.  The nature of these accounts means they pay very little, if any, interest.  There are many at call deposit products offering a higher rate of interest and better return for your money.</p>
<p><a href="http://www.wearelistening.com.au/were-listening/">Speak to us today</a> to see if you can get more out of your everyday banking and maximise the interest you can earn.</p>
<p>Luke -  Product &amp; Segment Analyst</p>
<p><a href="http://www.wearelistening.com.au/disclaimer/">Things you should know&gt;</a></p>
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		<title>New Year’s investment resolutions</title>
		<link>http://www.wearelistening.com.au/2012/01/new-year%e2%80%99s-investment-resolutions/</link>
		<comments>http://www.wearelistening.com.au/2012/01/new-year%e2%80%99s-investment-resolutions/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 22:08:10 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Money Expert]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1781</guid>
		<description><![CDATA[Over the holiday season many of our members will be thinking about their finances and making New Year’s resolutions to improve them. We have highlighted the top 10 investment tips to help meet your longer term goals. Top 10 investment tips &#160; Clarify your investment goals – having a clear understanding of your goals will [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2012/01/money-growing-original2.jpg"><img class="alignleft size-thumbnail wp-image-1791" title="money growing original" src="http://www.wearelistening.com.au/wp-content/uploads/2012/01/money-growing-original2-150x150.jpg" alt="" width="150" height="150" /></a></p>
<p>Over the holiday season many of our members will be thinking about their finances and making New Year’s resolutions to improve them.</p>
<p>We have highlighted the top 10 investment tips to help meet your longer term goals.</p>
<h2><strong>Top 10 investment tips</strong></h2>
<p>&nbsp;</p>
<ol>
<li><strong>Clarify your investment goals</strong> – having a clear understanding of your goals will help you select the most appropriate investments to achieve them.</li>
<li><strong>Pay yourself first</strong> – Set aside some of your pay packet for your longer term goals.  List all your expenses then work out how much you can afford to save each month.  With the surplus put this money aside first so that you don&#8217;t spend it on other miscellaneous items.  That way you will be able to meet your longer term goals.</li>
<li><strong>Set up an automatic payment</strong> – to help you organise your contributions to your investment(s) so you save automatically!</li>
<li><strong>Invest your savings to grow</strong> &#8211; make the most of your savings by investing them.  The type of assets you invest in will depend on your financial needs and objectives.</li>
<li><strong>Harness the power of compound interest</strong> – each dollar you invest earns a return.  If you reinvest that return, it can earn more dollars, allowing your investment the potential to grow much faster.</li>
<li><strong>Diversify your wealth</strong> – spread your risk across each of the main investment types (for example shares, property, fixed interest and cash) with an aim to achieve more consistent returns.  In other words, ‘don’t put all your eggs into one basket’.</li>
<li><strong>Choose tax advantaged investments (not tax driven investments)</strong> – consider sound investments that can also offer you tax benefits.</li>
<li><strong>Time in, not timing the market</strong> &#8211; it&#8217;s not timing the market that&#8217;s key, but rather the amount of time you&#8217;re in the market.</li>
<li><strong>Get some advice</strong> – speak to an expert who can help assess your needs and goals.</li>
<li><strong>Do something now</strong> – the sooner you get your investment started the sooner you’ll achieve your goals.</li>
</ol>
<p>Happy Investing!</p>
<p>Michael &#8211; Practice Development Manager</p>
<p>Investment Performance:  Past performance is not a reliable guide to future returns as returns may differ from and be more or less volatile than past returns. The ten tips were sourced from Colonial First State <a href="http://www.colonialfirststate.com.au">www.colonialfirststate.com.au</a>  Eastwoods Wealth Management Pty Ltd,  ABN  17 008 167 002, AFSL  237853. <a href="http://www.wearelistening.com.au/disclaimer/">Things you should know&gt;</a></p>
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		<title>Guitar Instructor – Stepney (SA)</title>
		<link>http://www.wearelistening.com.au/2011/12/guitar-instructor-%e2%80%93-stepney-sa/</link>
		<comments>http://www.wearelistening.com.au/2011/12/guitar-instructor-%e2%80%93-stepney-sa/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 04:03:53 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Educational Opportunities]]></category>
		<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in South Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1690</guid>
		<description><![CDATA[Can you play the guitar? Have skills that you would like to share? The Women’s Community Centre is looking for an enthusiastic volunteer with good communication skills and specific knowledge and experience about guitar playing and instruction to teach women basic guitar. When your required: Term is from February to April to 2012 with negotiated [...]]]></description>
			<content:encoded><![CDATA[<p align="left"><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/guitar-teacher.jpg"><img class="alignleft size-thumbnail wp-image-1693" title="guitar teacher" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/guitar-teacher-150x150.jpg" alt="guitar teacher" width="150" height="150" /></a>Can you play the guitar? Have skills that you would like to share?</p>
<p align="left">The Women’s Community Centre is looking for an enthusiastic volunteer with good communication skills and specific knowledge and experience about guitar playing and instruction to teach women basic guitar.</p>
<p align="left">When your required: Term is from February to April to 2012 with negotiated times.</p>
<p align="left">Location: 64 Nelson Street, STEPNEY, SA, Australia, 5069</p>
<p align="left">An exciting opportunity to teach the art of playing the guitar!</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
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		<title>Painting Tutor – College Park (SA)</title>
		<link>http://www.wearelistening.com.au/2011/12/painting-tutor-%e2%80%93-college-park-sa/</link>
		<comments>http://www.wearelistening.com.au/2011/12/painting-tutor-%e2%80%93-college-park-sa/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 03:50:12 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Educational Opportunities]]></category>
		<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in South Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1681</guid>
		<description><![CDATA[Van Gough, Picasso, Da Vinci….and YOU! We are in need of passionate painters who have knowledge and experience with different styles of painting such as oil, acrylic, watercolours and would love to be part of a fun team to teach these styles to women at the Women’s Community Centre. Term is from February to April [...]]]></description>
			<content:encoded><![CDATA[<p align="left"><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/painting2.jpg"><img class="alignleft size-thumbnail wp-image-1688" title="painting" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/painting2-150x150.jpg" alt="painting tutor" width="150" height="150" /></a>Van Gough, Picasso, Da Vinci….and YOU!</p>
<p align="left">We are in need of passionate painters who have knowledge and experience with different styles of painting such as oil, acrylic, watercolours and would love to be part of a fun team to teach these styles to women at the Women’s Community Centre.</p>
<p align="left">Term is from February to April to 2012 with negotiated times.</p>
<p align="left">Location: 64 Nelson Street, COLLEGE PARK, SA, Australia, 5069</p>
<p align="left"><strong>When your required:</strong></p>
<p align="left">1 term &#8211; February &#8211; April 2012. Times are negoitable.</p>
<p align="left">If you want to be part of this creative team please express your interest by registering below.</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
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		<title>Youth Tutor – Dickson (ACT)</title>
		<link>http://www.wearelistening.com.au/2011/12/youth-tutor-%e2%80%93-dickson-act/</link>
		<comments>http://www.wearelistening.com.au/2011/12/youth-tutor-%e2%80%93-dickson-act/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 03:37:08 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Educational Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the ACT]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1675</guid>
		<description><![CDATA[Overview We are looking for a motivational person who would like to assist in tutoring youths from year 6 to 12 with their homework! A variety of subjects are available, including English, Maths, Science, Arts, Marketing, IT and Writing Skills. Skills Required: A teaching background is desired but not essential. An opportunity not only to [...]]]></description>
			<content:encoded><![CDATA[<h2 align="left"><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/tutoring-image.jpg"><img class="alignleft size-thumbnail wp-image-1699" title="tutoring image" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/tutoring-image-150x150.jpg" alt="volunteer tutor" width="150" height="150" /></a>Overview</h2>
<p align="left">We are looking for a motivational person who would like to assist in tutoring youths from year 6 to 12 with their homework!</p>
<p align="left">A variety of subjects are available, including English, Maths, Science, Arts, Marketing, IT and Writing Skills.</p>
<h2 align="left"><strong>Skills Required:</strong></h2>
<p align="left">A teaching background is desired but not essential.</p>
<p align="left">An opportunity not only to assist, but build positive relationships and commitment to helping young people achieve their goals.</p>
<p align="left">Location: 2 Rosevear Place, AINSLIE, ACT, Australia, 2602</p>
<h2 align="left"><strong>When you&#8217;re required:</strong></h2>
<p align="left">Tuesdays and/or Thursdays 3.30pm &#8211; 5.00pm</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
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		<title>Bus Driver – Canberra (ACT)</title>
		<link>http://www.wearelistening.com.au/2011/12/bus-driver-%e2%80%93-canberra-act/</link>
		<comments>http://www.wearelistening.com.au/2011/12/bus-driver-%e2%80%93-canberra-act/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 03:21:58 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the ACT]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1670</guid>
		<description><![CDATA[Overview Do you have a HRC (Heavy Combined) Drivers license, over 18 and want to assist the elderly? Baptist Community Service is looking for Volunteers to drive and assist Aged Care residents on and off the bus. A wonderful role that will allow you to make an impact and friendships along the way! Various times [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/woman-bus-driver.jpg"><img class="alignleft size-thumbnail wp-image-1696" title=" bus driver" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/woman-bus-driver-150x150.jpg" alt="volunteer bus driver" width="150" height="150" /></a></p>
<h2>Overview</h2>
<p>Do you have a HRC (Heavy Combined) Drivers license, over 18 and want to assist the elderly?</p>
<p dir="ltr">Baptist Community Service is looking for Volunteers to drive and assist Aged Care residents on and off the bus. A wonderful role that will allow you to make an impact and friendships along the way! Various times available.</p>
<p align="left">Location: 111 Carnegie Crescent, RED HILL, ACT, Australia, 2603</p>
<h2 align="left"><strong>When you&#8217;re required:</strong></h2>
<p align="left">Recurring role, various times available.</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
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		<title>Over 400 Christmas hampers packed for RDNS! (SA)</title>
		<link>http://www.wearelistening.com.au/2011/12/over-400-christmas-hampers-packed-for-rdns-sa/</link>
		<comments>http://www.wearelistening.com.au/2011/12/over-400-christmas-hampers-packed-for-rdns-sa/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 23:31:21 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[South Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1656</guid>
		<description><![CDATA[We are extremely proud to have partnered up Royal District Nursing (RDNS) the largest and oldest provider of home nursing and healthcare services in Australia. Since our partnership commenced in 2007 we have been able to purchase a car for RDNS through our foundation grant to help nurses get out to do their home visits [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/RDNS3.jpg"><img class="alignleft size-medium wp-image-1667" style="margin: 5px;" title="Royal District Nursing Community Christmas Hampers" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/RDNS3-300x225.jpg" alt="Royal District Nursing Community Christmas Hampers" width="251" height="194" /></a>We are extremely proud to have partnered up <a href="http://www.rdns.com.au/">Royal District Nursing</a> (RDNS) the largest and oldest provider of home nursing and healthcare services in Australia.</p>
<p>Since our partnership commenced in 2007 we have been able to purchase a car for RDNS through our <a href="http://www.communitycps.com.au/community/foundation.aspx" target="_blank">foundation grant</a> to help nurses get out to do their home visits and <a href="http://www.communitycps.com.au/aspx/careers.aspx" target="_blank">our staff</a> have been <a href="http://www.communitycps.com.au/volunteer/" target="_blank">volunteering</a> each year to pack food hampers for disadvantaged families.</p>
<p>&nbsp;</p>
<p>This year was no different with an amazing 400 Christmas hampers packed! A big thanks to all our staff involved!  ^VR</p>
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		<title>Keeping a lid on Credit over Christmas</title>
		<link>http://www.wearelistening.com.au/2011/12/keeping-a-lid-on-credit-over-christmas/</link>
		<comments>http://www.wearelistening.com.au/2011/12/keeping-a-lid-on-credit-over-christmas/#comments</comments>
		<pubDate>Sun, 18 Dec 2011 22:24:13 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Money Expert]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1645</guid>
		<description><![CDATA[The festive season is synonymous with overindulgence. But along with some unwanted kilos, Christmas can also leave us lumbered with a bloated credit card debt. The pre-Christmas spending season traditionally sees Australians give their credit cards a solid workout. Last year we collectively spent $3 trillion more on our cards in November and December than [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/credit-card-2.jpg"><img class="alignleft size-thumbnail wp-image-1970" title="credit card 2" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/credit-card-2-150x150.jpg" alt="" width="150" height="150" /></a>The festive season is synonymous with overindulgence. But along with some unwanted kilos, Christmas can also leave us lumbered with a bloated credit card debt.</p>
<p align="left">The pre-Christmas spending season traditionally sees Australians give their credit cards a solid workout. Last year we collectively spent $3 trillion more on our cards in November and December than in any of the previous ten months.*</p>
<p align="left">Rather than undo all the healthy budgeting efforts made during the year, some simple strategies can help you keep credit under control over the festive season. <span id="more-1645"></span></p>
<p align="left"><strong>Maintain a sense of perspective</strong></p>
<p align="left">Rather than get swept up in a frenzy of festive season spending, aim to maintain your regular financial regime.</p>
<p align="left"><strong>Follow Santa’s lead</strong></p>
<p align="left">To avoid overspending, take a tip from the big man in red himself. Make a list. Then check it twice. Allocate a spending limit for each person you plan to buy a gift for.</p>
<p align="left"><strong>Shop smart</strong></p>
<p align="left">Hit the stores early to snare the best deals on gifts. Doing your gift shopping online is an easy way to make cost comparisons.</p>
<p align="left"><strong>Cash is king</strong></p>
<p align="left">If you’re buying big ticket items this Christmas aim to pay with cash. And don’t be afraid to ask for a discount.</p>
<p align="left">With your finances in good shape and card debt under control, you’re well placed to celebrate the festive season knowing you can take advantage of investment opportunities in 2012.</p>
<p align="left">Happy Holidays everyone! ^Michael, Practice Development Manager</p>
<p align="left"><em>*This publication has been complied for Licensee Select by Securitor Financial Group ABN 48 009 189 495 AFSL 240687.  <a href="http://www.wearelistening.com.au/disclaimer/">Things you should know.</a></em></p>
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		<title>What’s stopping you from volunteering?</title>
		<link>http://www.wearelistening.com.au/2011/12/what%e2%80%99s-stopping-you-volunteering/</link>
		<comments>http://www.wearelistening.com.au/2011/12/what%e2%80%99s-stopping-you-volunteering/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 04:01:26 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Volunteer]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1435</guid>
		<description><![CDATA[Did you know that 34% of the Australian population Volunteer? That equates to approximately 5.4 million people.*  That’s pretty impressive! But more volunteers are still needed – so many causes so much to do! Studies also show most people are interested and motivated to volunteer but when its gets down to it, it’s all too [...]]]></description>
			<content:encoded><![CDATA[<p align="left">Did you know that 34% of the Australian population Volunteer? That equates to approximately 5.4 million people.<em>*</em>  That’s pretty impressive! But more volunteers are still needed – so many causes so much to do!</p>
<p align="left">Studies also show most people are interested and motivated to volunteer but when its gets down to it, it’s all too hard.<em>^</em></p>
<p align="left">I’m sure, like me that so many others have always liked the idea of volunteering and have long meant to get around to signing up but it’s always one of those things we leave until next month, next year, once the house is renovated, once things have calmed down at work. Having witnessed myself now how big an impact such small actions can have emphasised to me that the longer we wait, the less we get done.</p>
<p align="left"><span id="more-1435"></span>There is so much that can be done. Volunteering is no longer just about shaking a collection box (not that there is anything wrong with that). The opportunities are endless. As a staff member I have been fortunate to get involved in some great volunteer opportunities through our <a title="Comunity Volunteer Program" href="http://www.communitycps.com.au/volunteer/" target="_blank">Community Volunteer program</a> which, helps match you to a volunteer program here in Australia, overseas, long-term, short-term or once-off opportunites.</p>
<p align="left">Our <a title="Community Volunteer Program" href="http://www.communitycps.com.au/volunteer/" target="_blank">Community Volunteer program</a> is open to everyone. You can check out what opportunities we have available on this blog and <a title="Interested In Volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/" target="_blank">register</a> or <a title="Interested In Volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/" target="_blank">register your interest</a> and we’ll let you know when something is available. We’ll do the hard work for you!</p>
<p align="left">Are you motivated to volunteer and help others in need but find it all a bit too hard – where do you start? Let us know what’s stopping you from volunteering and we’ll see if we can make the process easier for you. We’d love to hear from you. We’re listening. ^CS</p>
<p align="left"><em> *Volunteering Australia Annual Review 09/10 </em><em>^Square Holes Study 07/11</em></p>
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		<title>Urgent Santa needed next week &#8211; Maitand NSW</title>
		<link>http://www.wearelistening.com.au/2011/12/urgent-santa-needed-next-week-maitand-nsw/</link>
		<comments>http://www.wearelistening.com.au/2011/12/urgent-santa-needed-next-week-maitand-nsw/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 01:00:08 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the Hunter Region - NSW]]></category>
		<category><![CDATA[Hunter Valley]]></category>
		<category><![CDATA[Maitland]]></category>
		<category><![CDATA[NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1370</guid>
		<description><![CDATA[(This position has been filled) Overview We are in need of a very merry Santa to appear at Christmas Parties! Santa Suit will be supplied, no experience necessary just bring your passion for spreading Christmas cheer for all to hear! A great opportunity to get involved with all ages and see everyone&#8217;s face light up [...]]]></description>
			<content:encoded><![CDATA[<p align="left"><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/Santa2.jpg"><img class="alignleft size-thumbnail wp-image-1711" title="Santa2" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/Santa2-150x150.jpg" alt="Urgent Santa Needed" width="150" height="150" /></a>(<strong>This position has been filled)</strong></p>
<h2 align="left">Overview</h2>
<p align="left">We are in need of a very merry Santa to appear at Christmas Parties!</p>
<p align="left">Santa Suit will be supplied, no experience necessary just bring your passion for spreading Christmas cheer for all to hear!</p>
<p align="left">A great opportunity to get involved with all ages and see everyone&#8217;s face light up when Santa comes to town!</p>
<p align="left"><strong><span id="more-1370"></span></strong></p>
<h2 align="left"><strong>When you&#8217;re required:</strong></h2>
<p align="left"><strong>Location &amp; Time</strong></p>
<p align="left">Monday 12th December</p>
<ul>
<li>
<div align="left">&#8220;Global Connections&#8221; (multicultural group) Christmas Party, Maitland Neighbourhood Centre, Rutherford Community Centre 11.20am to 11.45am</div>
</li>
<li>
<div align="left">&#8220;Stories in the Shop&#8221; (preschool reading program)at Woodberry 11.30pm to 2.30pm.</div>
</li>
</ul>
<p align="left">Wednesday 14th December</p>
<ul>
<li>
<div align="left">Playtime (preschool ages playgroup) 11.20am &#8211; 12.30pm</div>
</li>
</ul>
<p align="left">Friday 16th December</p>
<ul>
<li>
<div align="left">Daycare (activities for frail, aged or impaired) Christmas Luncheon 11.30am &#8211; 12.30pm.  Maitland Area, Hunter Valley NSW</div>
</li>
</ul>
<p align="left"><strong>(please note this opportunity has expired)</strong></p>
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		<title>Welcome to We Are Listening</title>
		<link>http://www.wearelistening.com.au/2011/12/welcome-to-we-are-listening/</link>
		<comments>http://www.wearelistening.com.au/2011/12/welcome-to-we-are-listening/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 04:46:49 +0000</pubDate>
		<dc:creator>We Are Listening</dc:creator>
				<category><![CDATA[Community]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1231</guid>
		<description><![CDATA[Welcome to &#8216;We Are Listening&#8217;, the social voice for the Community CPS Australia Group. The Community CPS Australia Group trades in other parts of the country under the brands of Companion Credit Union in the Hunter region in NSW, United Community in WA and Wagga Mutual Credit Union in the Riverina region of NSW for [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to &#8216;We Are Listening&#8217;, the social voice for the Community CPS Australia Group. The Community CPS Australia Group trades in other parts of the country under the brands of Companion Credit Union in the Hunter region in NSW, United Community in WA and Wagga Mutual Credit Union in the Riverina region of NSW for all of our banking services. Eastwoods Limited covers our professional services business which includes wealth management and tax and accounting business.</p>
<p>This blog and our <a title="facebook" href="http://www.facebook.com/pages/Were-Listening/114959698614602" target="_blank">facebook</a> and <a title="twitter" href="https://twitter.com/#%21/Weare_Listening" target="_blank">Twitter</a> accounts form what I’d like to call the ‘We Are Listening Network’, giving our members and the general public the opportunity to interact with us and keep connected with what is happening in our community.<span id="more-1231"></span></p>
<p>Through this network you can also find out about the latest finance news, financial advice and information. It also is a platform to share with you the latest volunteer opportunities that you can participate in, to help your local community. Most importantly we are available to listen and have a chat about what is important to you.</p>
<p>Our values are about putting our members and clients first and we have a great team of committed people to ensure we provide the necessary level of support. We are part of the community and the community is part of us. So we don’t want this to be ‘just another corporate blog’. You will find contributors from all of the regions in which we operate covering all facets of our member owned organisation.</p>
<p>We believe in people empowerment and share of voice and pledge to treat everyone’s opinions with respect. <a title="Policy" href="http://www.wearelistening.com.au/policy/" target="_blank">View our community guidelines</a>.</p>
<p>Our &#8216;We Are Listening Network&#8217; is here for you between 9am and 5pm (Australian Central Time) Monday to Friday, so please join us for a chat. If you urgently need to get in touch with us outside these times or you require personal assistance call us or drop into one of our branches.</p>
<p>As the CEO I take great pleasure in launching the We Are Listening network. I hope it’s a place you’ll enjoy contributing to and sharing your opinion. The Community CPS Group is one of the largest customer owned mutual in Australia. It’s your organisation, your community, and we’re listening. ^Robert</p>
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		<title>7 Christmas Tips for Smart Phones &amp; Tablets</title>
		<link>http://www.wearelistening.com.au/2011/12/7-christmas-tips-for-smart-phones-tablets/</link>
		<comments>http://www.wearelistening.com.au/2011/12/7-christmas-tips-for-smart-phones-tablets/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:53 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Money Expert]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1106</guid>
		<description><![CDATA[It’s an exciting time of the year unwrapping that new smart phone or tablet and charging up the batteries for its first test run. But there are 7 Christmas tips you need to keep in mind before taking your smartphone or tablet on its first test drive: Security: treat it like you would your computer, [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/iphone-and-ipad1.jpg"><img class="alignleft size-thumbnail wp-image-1960" title="iphone and ipad" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/iphone-and-ipad1-150x150.jpg" alt="" width="150" height="150" /></a>It’s an exciting time of the year unwrapping that new smart phone or tablet and charging up the batteries for its first test run. But there are 7 Christmas tips you need to keep in mind before taking your smartphone or tablet on its first test drive:<span id="more-1106"></span></p>
<ol>
<li><strong>Security:</strong> treat it like you would your computer, ensure you have antivirus installed on your device. It contains a LOT of personal information, and you probably use it for online purchases or <a href="http://www.communitycps.com.au/aspx/home.aspx">online banking</a> you need to ensure you keep it safe.</li>
<li><strong>Pins &amp; Passwords:</strong> ensure you have a pin or password set on your device AND your SIM. This will ensure if your phone is lost that thieves cannot make phone calls from it.</li>
<li><strong>WIFI &amp; Bluetooth:</strong> ensure you are connecting to safe networks, try and use a network that is encrypted and requires a password to access it. And ensure you turn off Bluetooth when you are not using it. You would be surprise how clever thieves can be accessing your information via WIFI and Bluetooth networks.</li>
<li><strong>Recycling your old phone:</strong> ensure that ALL information is completely removed from your phone before recycling it. Remember your phone contains a lot of personal information about you.</li>
<li><strong>Foreign links or emails: </strong> ensure you do not click on any unknown links or emails, it is likely they contain malicious software.</li>
<li><strong>More than a phone:</strong> todays smartphones are almost like your wallet always keep it with you. They are also a form of computer and you should take all of the same precautions you would with your computer.</li>
<li><strong>Stay within reputable websites:</strong> be cautious with your web surfing ensure you stay within reputable websites.</li>
</ol>
<p>You can find out more smartphone and tablet security tips at scamwatch.gov.au</p>
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		<title>Hunter Community Climate Challenge</title>
		<link>http://www.wearelistening.com.au/2011/12/hunter-community-climate-challenge/</link>
		<comments>http://www.wearelistening.com.au/2011/12/hunter-community-climate-challenge/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:49 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Hunter Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1119</guid>
		<description><![CDATA[The Hunter Climate Challenge saw over 400 Hunter Valley households participate in cutting their carbon footprint. The Challenge commenced with measuring the current household carbon footprint, and then worked through weekly challenges to reduce electricity, water, petrol and waste consumption. The winner of the 12 week long challenge was Tully Vorobioff and his family, with [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/carbon-footprint.jpg"><img class="alignleft size-thumbnail wp-image-1937" title="carbon footprint" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/carbon-footprint-150x150.jpg" alt="carbon footprint" width="150" height="150" /></a>The Hunter Climate Challenge saw over 400 Hunter Valley households participate in cutting their carbon footprint.</p>
<p>The Challenge commenced with measuring the current household <a href="http://www.companion.com.au/calculators/carbon.aspx">carbon footprint</a>, and then worked through weekly challenges to reduce electricity, water, petrol and waste consumption.</p>
<p>The winner of the 12 week long challenge was Tully Vorobioff and his family, with a special mention to Alison Ludriks for her efforts throughout the challenge.</p>
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		<title>Help Variety&#8217;s Vision for Life</title>
		<link>http://www.wearelistening.com.au/2011/12/help-varietys-vision-for-life/</link>
		<comments>http://www.wearelistening.com.au/2011/12/help-varietys-vision-for-life/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:48 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[Hunter Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1097</guid>
		<description><![CDATA[You can donate at any Companion Credit Union Branch towards Variety&#8217;s Vision for Life. This is for the purchase of a virtual telemedicine device for Maitland Hospital. Telemedicine means that no matter where the best surgeon is they can operate on you locally at Maitland hospital using the virtual technology.]]></description>
			<content:encoded><![CDATA[<p>You can donate at any Companion Credit Union Branch towards Variety&#8217;s Vision for Life. This is for the purchase of a virtual telemedicine device for Maitland Hospital. Telemedicine means that no matter where the best surgeon is they can operate on you locally at Maitland hospital using the virtual technology.</p>
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		<title>MIX 106.FM Special Kids Xmas Party</title>
		<link>http://www.wearelistening.com.au/2011/12/mix-106-fm-special-kids-xmas-party/</link>
		<comments>http://www.wearelistening.com.au/2011/12/mix-106-fm-special-kids-xmas-party/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:43 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Australian Capital Territory]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Events]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1150</guid>
		<description><![CDATA[MIX 106.FM Special Kids Xmas Party happening on the 10th December. When &#8211; Saturday 10th December between 10am and 4pm Who (charity partner or credit union) MIX 106.3FM Special Kids Xmas Party ACT staff will be volunteering their time to ensure these kids have an enjoyable time this festive season.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/kid-christmas.jpg"><img class="alignleft size-thumbnail wp-image-1955" title="mix 106 fm kids xmas party" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/kid-christmas-150x150.jpg" alt="mix 106 fm kids xmas party" width="150" height="150" /></a>MIX 106.FM Special Kids Xmas Party happening on the 10th December.</p>
<p>When &#8211; Saturday 10th December between 10am and 4pm</p>
<p>Who (charity partner or credit union) MIX 106.3FM Special Kids Xmas Party</p>
<p>ACT staff will be volunteering their time to ensure these kids have an enjoyable time this festive season.</p>
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		<title>When Your Parents Really Want You to Leave the Nest!</title>
		<link>http://www.wearelistening.com.au/2011/12/when-your-parents-really-want-you-to-leave-the-nest/</link>
		<comments>http://www.wearelistening.com.au/2011/12/when-your-parents-really-want-you-to-leave-the-nest/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:42 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Financial News & Updates]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Money Expert]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1108</guid>
		<description><![CDATA[More younger Australians are taking up Parent Equity home loans as they look to take advantage of today’s favourable market conditions for first homebuyers.  This trend has occurred for a variety of reasons such as the difficulty in saving up such a large deposit, required to enter the home buyers market. Parent Equity home loans [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/house-sold.jpg"><img class="alignleft size-thumbnail wp-image-1962" title="Happy couple holding for sale and sold signs in front of a new house" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/house-sold-150x150.jpg" alt="" width="150" height="150" /></a>More younger Australians are taking up <a href="http://www.communitycps.com.au/aspx/parent_equity_home_loan.aspx">Parent Equity home loans</a><strong> </strong>as they look to take advantage of today’s favourable market conditions for first homebuyers.<strong></strong></p>
<p><strong> </strong>This trend has occurred for a variety of reasons such as the difficulty in saving up such a large deposit, required to enter the home buyers market. <strong></strong></p>
<p><a href="http://www.communitycps.com.au/aspx/parent_equity_home_loan.aspx"><span id="more-1108"></span>Parent Equity home loans</a> are designed so parents, parents-in-law or step-parents can help their children purchase their own home by using the equity in their property.</p>
<p>Depending on how much a family member is willing to guarantee, the homebuyer could borrow up to 100 per cent of the purchase price as well as an additional 10 per cent of the price to help with the associated costs of the purchase, such as stamp duty and other fees.</p>
<p>Using the<a href="http://www.communitycps.com.au/aspx/parent_equity_home_loan.aspx">Parent Equity home loans </a>home buyers may be able to avoid paying lenders mortgage insurance (LMI), which can amount to thousands of dollars.  When the property increases in value or when the loan is sufficiently reduced, the guarantor (the parent) can be released from the loan.</p>
<p>The <a href="http://www.communitycps.com.au/aspx/parent_equity_home_loan.aspx">Parent Equity home loans</a> is a great product to help enter the home buyers market. Current market conditions are ideal for first home buyers, particularly with low interest rates and a stagnant property market.</p>
<p>&nbsp;</p>
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		<title>Gift Wrap for MS Australia &#8211; Hunter Valley (NSW)</title>
		<link>http://www.wearelistening.com.au/2011/12/gift-wrap-for-ms-australia/</link>
		<comments>http://www.wearelistening.com.au/2011/12/gift-wrap-for-ms-australia/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:32 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the Hunter Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1126</guid>
		<description><![CDATA[(This position has been filled) Overview MS Australia needs your help to wrap Christmas presents for our Centro Christmas Gift Wrapping Campaign. Gift Wrapping will take place in Raymond Terrace &#38; Maitland Centre shopping centres for customers who wish to have a gift wrapped for a donation to MS Australia. Volunteering is an enjoyable and [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/gift2.jpg"><img class="alignleft size-thumbnail wp-image-1714" title="gift2" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/gift2-150x150.jpg" alt="Gift Wrapping" width="150" height="150" /></a>(<strong>This position has been filled)</strong></p>
<h2>Overview</h2>
<p>MS Australia needs your help to wrap Christmas presents for our Centro Christmas</p>
<p>Gift Wrapping Campaign. Gift Wrapping will take place in Raymond Terrace &amp; Maitland Centre shopping centres for customers who wish to have a gift wrapped for a donation to MS Australia.<span id="more-1126"></span></p>
<p>Volunteering is an enjoyable and rewarding experience, even more so during the giving period of Christmas. We encourage volunteers to register with a family member, friend or work colleague and if possible volunteer for more than one shift.</p>
<h2>When you&#8217;re required:</h2>
<p>Gift wrappers are required during shopping hours at the below locations:</p>
<p>Address: Cnr Sturgeon &amp; Glenelg Streets, Raymond Terrace, NSW, 2324</p>
<p>Address: 405 High Street, Maitland, NSW, 2320</p>
<p><strong>(please note this position is no longer available)</strong></p>
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		<title>Helping Those in Need this Christmas</title>
		<link>http://www.wearelistening.com.au/2011/12/helping-those-in-need-this-christmas/</link>
		<comments>http://www.wearelistening.com.au/2011/12/helping-those-in-need-this-christmas/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:32 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Riverina Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1110</guid>
		<description><![CDATA[Country Hope  is a country based family centred support organisation for children diagnosed with cancer and other life threatening illnesses. Staff at Wagga Mutual have been working in close partnership with Country Hope and recently hosted a gift appeal in support of Country Hope’s Kids Christmas Party. The appeal saw locals drop off well over [...]]]></description>
			<content:encoded><![CDATA[<p><span style="text-decoration: underline;"><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/Country-Hope.jpg"><img class="alignleft size-medium wp-image-1113" style="margin: 5px;" title="Country Hope" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/Country-Hope-273x300.jpg" alt="Country Hope" width="273" height="300" /></a><a href="http://www.countryhope.com.au">Country Hope</a> </span> is a country based family centred support organisation for children diagnosed with cancer and other life threatening illnesses.</p>
<p>Staff at <a href="www.waggamutual.com.au"><span style="text-decoration: underline;">Wagga Mutual</span></a> have been working in close partnership with Country Hope and recently hosted a gift appeal in support of Country Hope’s Kids Christmas Party.</p>
<p>The appeal saw locals drop off well <strong>over 100 gifts</strong>  at the local Wagga, Collamon and Ganmain <a href="http://www.waggamutual.com.au/aspx/nsw.aspx"><span style="text-decoration: underline;">branches</span></a> for the Children’s Christmas party, which show cases the true sprit of locals in the Wagga &amp; Riverina area.</p>
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		<title>Christmas Lunch In The Park &#8211; Perth (WA)</title>
		<link>http://www.wearelistening.com.au/2011/12/christmas-lunch-in-the-park-2/</link>
		<comments>http://www.wearelistening.com.au/2011/12/christmas-lunch-in-the-park-2/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:24 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[Western Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1093</guid>
		<description><![CDATA[We are again sponsoring Mission Australia&#8217;s Christmas Lunch in the Park (CLIP). CLIP is a well known annual event which has been running for 35 years and now provides over 1,600 homeless and disadvantaged individuals and families with the opportunity to enjoy a traditional Christmas lunch, receive a gift and enjoy the entertainment throughout the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/picinic.jpg"><img class="alignleft size-thumbnail wp-image-1924" title="picnic" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/picinic-150x150.jpg" alt="picnic" width="150" height="150" /></a>We are again sponsoring Mission Australia&#8217;s Christmas Lunch in the Park (CLIP). CLIP is a well known annual event which has been running for 35 years and now provides over 1,600 homeless and disadvantaged individuals and families with the opportunity to enjoy a traditional Christmas lunch, receive a gift and enjoy the entertainment throughout the day.</p>
<h2>Location:</h2>
<p>Wellington Square Park, East Perth</p>
<h2>Time:</h2>
<p>11:30am &#8211; 2.30pm</p>
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		<title>RSPCA Volunteer &#8211; Wagga (NSW)</title>
		<link>http://www.wearelistening.com.au/2011/12/rspca-wagga-wagga-volunteer/</link>
		<comments>http://www.wearelistening.com.au/2011/12/rspca-wagga-wagga-volunteer/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:19 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the Riverina Region - NSW]]></category>
		<category><![CDATA[Work With Animals]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1134</guid>
		<description><![CDATA[Overview Are you passionate about animal welfare and want to make a difference by being involved? Are you dedicated and willing to make a regular commitment to help animals – animals that have been displaced, abandoned and possibly neglected and abused? If so, you may be just the person we are looking for to become [...]]]></description>
			<content:encoded><![CDATA[<h2><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/RSPCA1.jpg"><img class="alignleft size-thumbnail wp-image-1721" title="RSPCA1" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/RSPCA1-150x150.jpg" alt="RSPCS Volunteer" width="150" height="150" /></a></h2>
<h2>Overview</h2>
<p>Are you passionate about animal welfare and want to make a difference by being involved?</p>
<p>Are you dedicated and willing to make a regular commitment to help animals – animals that have been displaced, abandoned and possibly neglected and abused?</p>
<p>If so, you may be just the person we are looking for to become an RSPCA NSW Volunteer.<span id="more-1134"></span></p>
<p>Volunteers are an integral part of the RSPCA Wagga Wagga team and play an active part in supporting our work to improve the welfare of animals and protect them from cruelty and neglect.</p>
<p>There are many volunteer roles available in Wagga Wagga; some involving contact with animals, while others provide support without direct contact with animals. Opportunities exist to assist with animal care, administration, events, customer service and local community fundraising. (roles available may differ between shelters and branches).</p>
<h2> <strong>When you&#8217;re required:</strong></h2>
<p>This is a recurring opportunity.</p>
<p><strong>Volunteer Branches</strong></p>
<p>Volunteer branches are the backbone of the RSPCA work in regional NSW. Each branch is run exclusively by volunteers and plays a vital role in foster care and finding permanent homes for animals, desexing programs, support, fundraising initiatives in their local community &#8211; and much much more!</p>
<p>We accept volunteers who are over the age of 16 years (some branches accept volunteers over the age of 18 years). As this requirement may vary between branches, please check with your local RSPCA Branch regarding age requirements.</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
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		<title>Supporting Camp Quality</title>
		<link>http://www.wearelistening.com.au/2011/12/supporting-camp-quality/</link>
		<comments>http://www.wearelistening.com.au/2011/12/supporting-camp-quality/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:18 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[South Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1123</guid>
		<description><![CDATA[Community CPS together with our community partner Camp Quality, recently held a charity luncheon at the Watermark Glenelg. The aim of the event was to raise enough funds to send all South Australian teen’s to Senior Camp in Sydney in 2012. The Luncheon was hosted by Wayne Phillips with special guest Matt Cowdry. Other special [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/Matt-Heather.jpg"><img class="alignleft size-medium wp-image-1124" style="margin-left: 5px; margin-right: 5px;" title="Matt &amp; Heather" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/Matt-Heather-225x300.jpg" alt="Camp Quality" width="225" height="300" /></a><a href="http://www.communitycps.com.au/aspx/home.aspx">Community CPS</a> together with our community partner <a href="http://www.campquality.org.au/public/home.aspx">Camp Quality</a>, recently held a charity luncheon at the Watermark Glenelg.</p>
<p>The aim of the event was to raise enough funds to send all South Australian teen’s to Senior Camp in Sydney in 2012.</p>
<p>The Luncheon was hosted by Wayne Phillips with special guest Matt Cowdry. Other special guests included Chad Cornes, Dean Brogan, Brent Reilly, Michael Doughty and Bernie Vince. Camp Quality CEO, Simon Rowntree, thanked Community CPS for our continued support and effort of building awareness through our community partnership.</p>
<p>The day was a huge success and again raised <strong>just over $15,000</strong>! We would like to say a big thank you to everyone for your support, commitment and fantastic efforts with this community partnership!</p>
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		<title>General Volunteers, Country Hope &#8211; Wagga (NSW)</title>
		<link>http://www.wearelistening.com.au/2011/12/general-volunteers-country-hope/</link>
		<comments>http://www.wearelistening.com.au/2011/12/general-volunteers-country-hope/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:12 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the Riverina Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1130</guid>
		<description><![CDATA[Country Hope welcomes the kind support of volunteers with a wide range of skills and from all over our large region. Once volunteers have completed the application form and attended a Country Hope Volunteer Training Course, they are able to assist in a variety of ways. Some of these include: Fundraising activities in your area [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/fundraising-2.jpg"><img class="alignleft size-thumbnail wp-image-1723" title="fundraising 2" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/fundraising-2-150x150.jpg" alt="General Volunteers - Country Hope" width="150" height="150" /></a>Country Hope welcomes the kind support of volunteers with a wide range of skills and from all over our large region. Once volunteers have completed the application form and attended a Country Hope Volunteer Training Course, they are able to assist in a variety of ways. Some of these include:</p>
<ul>
<li>Fundraising activities in your area</li>
<li>Showing information about Country Hope</li>
<li>Children&#8217;s Holiday Week casual Volunteers</li>
</ul>
<p>Special function Volunteers</p>
<p><strong>When your required:</strong></p>
<p>This is a recurring opportunity.</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
]]></content:encoded>
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		<title>Carers, Country Hope &#8211; Wagga (NSW)</title>
		<link>http://www.wearelistening.com.au/2011/12/carers-country-hope/</link>
		<comments>http://www.wearelistening.com.au/2011/12/carers-country-hope/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 21:30:02 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the Riverina Region - NSW]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1128</guid>
		<description><![CDATA[Country Hope has an ongoing need for suitable people to become Carers to a diagnosed child or a sibling. This involves: Requesting and completing an application form Attending an interview with Country Hope representatives Attending a Country Hope Carer Training Weekend Being prepared to offer year round support to your Country Hope child (this is [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/carer.jpg"><img class="alignleft size-thumbnail wp-image-1725" title="carer" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/carer-150x150.jpg" alt="Country Hope Carers" width="150" height="150" /></a>Country Hope has an ongoing need for suitable people to become Carers to a diagnosed child or a sibling. This involves:</p>
<ul>
<li>Requesting and completing an application form</li>
<li>Attending an interview with Country Hope representatives</li>
<li>Attending a Country Hope Carer Training Weekend</li>
</ul>
<p>Being prepared to offer year round support to your Country Hope child (this is not a financial obligation)</p>
<p><strong>When your required:</strong></p>
<p>This is a recurring opportunity.</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
]]></content:encoded>
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		<title>Questacon Science Explainer &#8211; Canberra (ACT)</title>
		<link>http://www.wearelistening.com.au/2011/12/questacon-science-explainer/</link>
		<comments>http://www.wearelistening.com.au/2011/12/questacon-science-explainer/#comments</comments>
		<pubDate>Sat, 03 Dec 2011 21:30:59 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Educational Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in the ACT]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1053</guid>
		<description><![CDATA[Overview Guide visitors on the correct use of exhibits to ensure maximum engagement, communicate information about exhibits and programs and maintain an interactive and engaging atmosphere for all visitors at Questacon King Edward Terrace, Parkes, ACT Requirements: An Interest in Science &#38; technology and good oral communication. A professional manner and neat appearance. Desire to [...]]]></description>
			<content:encoded><![CDATA[<h2><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/science-original.jpg"><img class="alignleft size-thumbnail wp-image-1703" title="science original" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/science-original-150x150.jpg" alt="Questecon Science Explainer" width="150" height="150" /></a></h2>
<h2>Overview</h2>
<p>Guide visitors on the correct use of exhibits to ensure maximum engagement, communicate information about exhibits and programs and maintain an interactive and engaging atmosphere for all visitors at Questacon King Edward Terrace, Parkes, ACT</p>
<h2>Requirements:</h2>
<p>An Interest in Science &amp; technology and good oral communication. A professional manner and neat appearance. Desire to learn educate. Interest in working with people of all ages, particularly children. Need to be available for at least one four hour shift per fortnight.</p>
<h2><strong>When you&#8217;re required:</strong></h2>
<p>Recurring opportunity 1 x 4 hour shift per fortnight.</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
]]></content:encoded>
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		<title>Teach English in Laos &#8211; International</title>
		<link>http://www.wearelistening.com.au/2011/12/teach-english-in-laos/</link>
		<comments>http://www.wearelistening.com.au/2011/12/teach-english-in-laos/#comments</comments>
		<pubDate>Sat, 03 Dec 2011 21:30:57 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer Overseas]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1001</guid>
		<description><![CDATA[&#160; Enhance the education of novice Buddhist monks in Luang Prabang as well as other members of the local community by teaching English, while learning about the local culture Overview: Laos is one of the most traditional countries in Asia, and offers some of the richest culture and history of the region. Volunteering to teach [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_1003" class="wp-caption alignleft" style="width: 310px"><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/11/Ruby-Rose-and-Laos-kids.jpg"><img class="size-medium wp-image-1003 " title="Volunteering opportunity in Laos" src="http://www.wearelistening.com.au/wp-content/uploads/2011/11/Ruby-Rose-and-Laos-kids-300x200.jpg" alt="Volunteering opportunity in Laos" width="300" height="200" /></a><p class="wp-caption-text">Ruby Rose and Laos kids</p></div>
<p>&nbsp;</p>
<p>Enhance the education of novice Buddhist monks in Luang Prabang as well as other members of the local community by teaching English, while learning about the local culture</p>
<h2>Overview:</h2>
<p>Laos is one of the most traditional countries in Asia, and offers some of the richest culture and history of the region.</p>
<p>Volunteering to teach English to novice monks and local community members in one of the country’s more historic regions is an incredibly rewarding way to connect with the real Laos and its people.<span id="more-1001"></span></p>
<p>The volunteer project is based in Luang Prabang, a Unesco Heritage Site, which is known for its beauty, architecture and colour. Volunteers will have time off at weekends to explore the region and so can take a scenic boat trip up the Mekong to the Pak Ou Caves, watch the sunset from atop Mount Phu Si, swim in the Kuang Si Waterfalls, marvel at the many temples, trek, raft or take an elephant tour.</p>
<p>This is the perfect way to explore one of the countries in Asia least tarnished by tourism.</p>
<h2>When you&#8217;re required:</h2>
<p>Various times and dates.</p>
<h2>Skills Required:</h2>
<p>English Language.</p>
<h2>When you get there:</h2>
<p>Volunteers will have their own room in a centrally located guesthouse. It has electricity and a variety of facilities are plentiful and nearby. Basic Lao and western food is supplied. In Luang Prabang laundry will be at your own expense.</p>
<p>Laos generally enjoys a mild, tropical climate, but it can get quite chilly in the cool season. Temperatures range from 10 – 40°C in the Mekong Valley, and may dip below zero in the mountains and on the Xieng Khouang and Bolaven Plateaus. There are three distinct seasons: cool from November-February; hot from March-May and the rainy season which lasts from June -October. Most people find the best time to visit from October-February; however the low season offers lush green landscapes in the rainy season and the colourful Lao New Year&#8217;s festival in April.</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>School Holiday Buddies &#8211; Regency Park (SA)</title>
		<link>http://www.wearelistening.com.au/2011/12/school-holiday-buddies/</link>
		<comments>http://www.wearelistening.com.au/2011/12/school-holiday-buddies/#comments</comments>
		<pubDate>Sat, 03 Dec 2011 21:30:55 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Educational Opportunities]]></category>
		<category><![CDATA[Health and Wellbeing Opportunities]]></category>
		<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer in South Australia]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1042</guid>
		<description><![CDATA[Novita runs a school holiday program for teenagers aged 12-18 years of age living with a disability. Program activities include cooking, painting, craft, swimming, science experiments, music, games, fitness and movement with excursions to the zoo, bowling, museums etc. Novita require buddies to accompany the young participants of this program and provide mentoring, friendship and/or [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/12/mentoring2.jpg"><img class="alignleft size-thumbnail wp-image-1739" title="mentoring2" src="http://www.wearelistening.com.au/wp-content/uploads/2011/12/mentoring2-150x150.jpg" alt="School Holiday Buddies " width="150" height="150" /></a>Novita runs a school holiday program for teenagers aged 12-18 years of age living with a disability. Program activities include cooking, painting, craft, swimming, science experiments, music, games, fitness and movement with excursions to the zoo, bowling, museums etc.</p>
<p>Novita require buddies to accompany the young participants of this program and provide mentoring, friendship and/or share their talents at one of more of these school holiday program days.<span id="more-1042"></span></p>
<h2>Skills Required:</h2>
<p>Aged 14+, and a Working with Children Check or Working with Children National Police Certificate.</p>
<p><strong>(please note all positions have now been filled)</strong></p>
]]></content:encoded>
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		<title>Volunteer Construction Project in Fiji</title>
		<link>http://www.wearelistening.com.au/2011/12/volunteer-construction-project-in-fiji/</link>
		<comments>http://www.wearelistening.com.au/2011/12/volunteer-construction-project-in-fiji/#comments</comments>
		<pubDate>Sat, 03 Dec 2011 21:30:53 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Volunteer]]></category>
		<category><![CDATA[Volunteer Overseas]]></category>

		<guid isPermaLink="false">http://www.wearelistening.com.au/?p=1014</guid>
		<description><![CDATA[Water, harvesting and alternative garden construction projects in indigenous communities Overview: Volunteers will travel to indigenous villages to assess and solve water shortage and unsustainable natural resources management issues, focusing on the design, construction, and installation of rainwater collection systems and vegetable gardens. The long term goal is to increase the quality of life throughout [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.wearelistening.com.au/wp-content/uploads/2011/11/Fiji.jpg"><img class="alignleft size-medium wp-image-1015" style="margin: 5px;" title="Volunteer Construction Project in Fiji " src="http://www.wearelistening.com.au/wp-content/uploads/2011/11/Fiji-300x200.jpg" alt="Volunteer Construction Project in Fiji " width="300" height="200" /></a></p>
<p>Water, harvesting and alternative garden construction projects in indigenous communities</p>
<h2>Overview:</h2>
<p>Volunteers will travel to indigenous villages to assess and solve water shortage and unsustainable natural resources management issues, focusing on the design, construction, and installation of rainwater collection systems and vegetable gardens. The long term goal is to increase the quality of life throughout 27 villages across the Yasawa Island chain. Many of these villages experience severe water shortages, especially during the dry season, only cultivate root vegetables and have few sources of income. The project is run in partnership with local communities and The Yasawa Trust Foundation, who aim to improve the provision of basic needs in the Yasawa Islands. Based out of an idyllic beachside field camp, volunteers will be able to dive, snorkel, become immersed in Fijian culture, and explore other island chains on the weekend.</p>
<h2>When you&#8217;re required:</h2>
<p>Various times and dates.</p>
<h2>Skills Required:</h2>
<p>No previous experience or training is necessary as GVI staff is on the ground to supply second to none training and assistance throughout your program. Non-native English speakers should have near fluent use of the English language.</p>
<p>No training required though those with special training that may be an asset to the project can let us know when applying. <span id="more-1014"></span>Training will be supplied including an Introduction to Water Management Techniques and Technology, Fijian country history and Cultural introduction.</p>
<h2>When you get there:</h2>
<p>Volunteers will stay in a basic dormitory accommodation with other volunteers and project staff. There is a communal living area, kitchen and work area. Volunteers will assist with cleaning and cooking on rotation and will gather each evening for a daily de-brief and a briefing for the following day. Volunteers will travel to the local communities to work on a daily basis. Accommodations have cold running water and showers and limited electricity.</p>
<p>To register your interest, click <a title="Interested in volunteering?" href="http://www.wearelistening.com.au/interested-in-volunteering/">here</a>.</p>
]]></content:encoded>
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