Thanks for the feedback, just to clarify a Credit Union is like a bank (but personally I think better!) we dont offer ‘credits’ we provide banking services. Best of all if you bank with us you own a share of us, so any profits made go into more afforadable products for you. You can read all about the differences between banks and credit unions at http://www.comesbacktoyou.com.au or if you are interested about how our credit union was started and why visit http://www.companion.com.au and ‘about us’ its a great read!

We do offer credit cards but we only do so if the member requests one and if the member meets financial requirements. We do not force this product onto our members, infact historically we have promoted Debit Cards to our members which encourages you to spend your savings (rather than money you dont already have).

I hope this helps clarify our stance on Credit Cards, and thankyou for raising a great topic.

Thanks,
Cas