1. What’s your biggest financial challenge?

    We all have an area of our finances that we know could do with some attention but let’s face it – most of us would rather think about something else. The problem is that by doing that, we’re costing ourselves money – and more than likely causing ourselves unnecessary stress.

    For instance, if you have several superannuation accounts, you are probably paying account and management fees across all of them, rather than having that money working for you and building your retirement savings.

    Similarly, if you have a credit card debt of $3,000 and you only make the minimum repayments, this could cost you up to $6,000 in interest charges alone.

    None of us like to cost ourselves money but the task of fixing the situation can seem like too much hassle: “Where do I start? Who do I ask? Am I making a mistake?” These are the questions we ask ourselves and without easy answers, we often opt to do nothing.

    MoneySmart Week understands these are common challenges and aims to do something about them. Running from 1 – 7 September, MoneySmart Week is an independent, not-for-profit initiative designed to raise awareness of the importance of financial literacy and to encourage all Australians to take action on their finances. The initiative was founded in 2012 by members of the Australian Government’s Financial Literacy Board, led by Paul Clitheroe AM.

    This year, they’re running the MoneySmart Week Challenge. The MoneySmart Week Challenge asks people to pick one financial challenge to address and provides a free, step-by-step guide to completing the challenge with a range of great resources that can help answer any questions you have along the way.

    People can sign-up online and pick from the following Challenges:

    • Ditch Your Debt – credit and debt
    • Sort Your Super – superannuation
    • Manage Your Money – budgeting
    • Protect What’s Precious – insurances
    • Build Your Worth – saving and investing
    • Plan Ahead – estate planning
    • Female Financial Fitness

    There’s even a savings Challenge for secondary school-aged students: Start Early.

    The best way to deal with money stress is to become financially resilient and we all know that resilience is built from facing up to our challenges. By taking simple steps to improve your money health, you will save yourself money and build your resilience.

    Take the first step today by signing up for the MoneySmart Week Challenge at www.moneysmartweek.org.au/take-the-challenge

  2. Social Companions – Goolwa SA

    Volunteers Needed

    community visitors schemeACH GROUP WEST PARK is a 60 bed aged care facility based on the Fleurieu Peninsula and our residents would greatly benefit from assistance with reading, going for walks, having a coffee and much more.

    We are seeking volunteers in companionship roles for our elderly residents. Some examples of our volunteer needs include:

    ~ Volunteers to accompany and assist residents, some in wheelchairs, on a short walk for 10 – 20 mins once or twice a week

    ~ Male volunteers companions to share their company with male residents, going for a coffee, playing card/games and general conversation

    ~ Volunteers to read to residents with sight impairments Read more…

  3. Artist Loving Front Desk Assistants – Holt ACT

    Volunteers Needed

    Businesswoman with headset and computer.Strathnairn Arts is an artist run organisation set on an a beautiful rural property (9.5 hectares) with 19 studios, a woolshed, a foundry (metal casting), 12 ceramic kilns, papermaking equipment and workshops located at the edge of Holt in west Belconnen.

    The front desk of Strathnairn Arts is open from 10am Р4pm, from Thursday to Sunday and is the entry point to the Strathnairn Homestead. There are two galleries, a shop and a caf̩ selling delicious light lunches, cakes and coffee.

    We are looking for Front Desk Assistants to greet the public entering the premises, provide information and answer queries, take payments for sales from the shop and exhibitions and wrap bought goods. Some tasks are more admin focused with recording payments, exhibition sales and enrolling in workshops. Read more…

  4. Chatter People – Port Kennedy WA

    Volunteers Needed

    Home caregiver giving a senior couple glass of water.Bethanie Group Inc are seeking people who love to have a chat & listen to wonderful stories told by senior people living in an aged care facility. If you can spare an hour each week, we would invite you to join our wonderful volunteers at Bethanie Waters.

    For many elderly residents, who seldom have visitors, a kind person coming on a regular basis and saying Hi, having a chat & a cup of tea makes a huge and positive difference to their lives.

    Volunteers are matched with residents according to their interests and with a resident who would most benefit from your company. Read more…

  5. Train Trip Hospitality Assistants – Kingston ACT

    Volunteers Needed

    Two waitersDo you have good customer service skills and are you a team player? Join the great on-board Train Trip Hospitality crew for short or long distance trips.

    Australian Railway Historical Society is looking for friendly on board Hospitality Train Trip Assistants to help with a number of tasks including welcoming and attending to passenger needs, food service and helping tidy at end of trip.

    This is an interesting role in a dynamic setting with a flexible roster where we can work around your availability. Shifts available over the weekend, some longer trips will require an overnight stay.

    Volunteers on evening and long distance trips will be provided with free food and free accommodation when needed.

    Volunteers will be required to wear a uniform of black pants and blue or white shirt and must be aged 25 years and over.

    If you would like to register your interest for this role click here.

  6. Book Bazaar – Port Lincoln SA

    Volunteers Needed

    The Book Bazaar Charity Bookshop accepts second-hand books and related items for resale as means of raising funds to enable the Eyre Peninsula Community Foundation to provide grant funding to meet community needs across the Eyre Peninsula.

    They are in need of volunteers who have a passion for books and reading, are able to handle cash and record sales, are a team member and an all round people person. A variety of shifts are available including Monday to Friday 10:00AM to 1:30PM or 1:30 to 5:00PM Saturday 10:00AM to 1:00PM.

    If this sounds right up your alley of books and you have or are willing to obtain a police check, click here to register your interest.

  7. International Children’s Games Volunteers – Hunter Valley NSW

    Volunteers Needed

    Kids education originalThe Lake Macquarie International Children’s Games is a prestigious international and landmark event for the region. The success, delivery and planning will not be possible without the commitment and enthusiasm of volunteers. This year the event will be held from December 6th to 11th and we are calling for fun, enthusiastic and dedicated volunteers.

    Volunteers will make up the backbone of the event and will be involved at all levels of the organisation. In the lead up and during the games, volunteers will be assigned to areas according to their skills, past experience and availability. All volunteers will undergo an induction and training to ensure they have the information and support relevant to their role. The LMICG will ensure our volunteers a fun, friendly and supportive environment where they will make a real difference, whatever your area of expertise, your support will be valued.

    To join the team for what is set to be an amazing couple of days click here


  8. Open House 2014 Team – Perth WA

    Volunteers Needed

    host organiserOpen House Perth 2014 will be bigger and better than ever, with over seventy venues including office towers, government facilities, theatres, churches, as well as single and grouped housing developments likely to be opening their doors to the public for free.

    We are looking for enthusiastic volunteers to help out over the event weekend in front-of-house, in-house and intra-house roles.

    Join the Open House Perth 2014 team, and help celebrate your city on 1st and 2nd November 2014.

    Your contribution will be a key component in delivering this exciting event. We are looking for your support in the areas of: Read more…

  9. SIDS & Kids Charity Ball – New Lambton NSW

    Volunteers Needed

    SIDS Charity BallSIDS & Kids are holding their annual Charity Ball at the West Leagues Club on Saturday 18th of October and are calling for volunteers to help setting up on the day.

    There are a variety of shifts available – 10am-12pm, 12pm-2pm & 2pm-4pm and volunteers will be required to assist with setting up the decorations for the evening.

    If you would like to be part of this incredible event click here to register your interest.


  10. Minor Home Gardener – Maitland NSW

    Volunteers Needed

    garden workA volunteer is required to assist clients with minor gardening tasks at their homes. Minor tasks would include mowing, weeding and pruning.

    The volunteer needs to be physically fit, be patient and have good communication skills. Training, support and appreciation is supplied by staff with positive feedback and appreciation given by clients and the volunteer will be reimbursed for all out-of-pocket expenses.

    Days and times are to be discussed with each volunteer and this role maybe suitable for Centrelink clients.

    If you have a bit of a green thumb and would like to get involved click here